Bank Of Maharashtra

Bank Of Maharashtra, Kherdi, ratnagiri Bank Branch & ATMs in Kherdi, ratnagiri, maharashtra

Bank Of Maharashtra Bank of Maharashtra INR Bank Of Maharashtra
Devkar Complex, Varachi Peth Kherdi, ratnagiri 415604

Devkar Complex, Varachi Peth, Nearby Hotel Omega Deluxe, Kherdi, ratnagiri, maharashtra - 415604

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About Bank of Maharashtra
Headquartered in Pune, Bank of Maharashtra, a Public Sector Bank, has been registered on 16th September 1935. With a rich heritage spanning over eight decades & commitment to excellence in providing banking services, Bank of Maharashtra has its presence across the country with over 2500+ branches, 2000+ ATMs, 3000+ Business Correspondents & 3 Digital Business Units till date. The business figures of the bank have reached ₹ 4.7 lakh crore as on 31st Mar'24. As a Public Sector bank, it upholds the highest standards of transparency & integrity. Amid the technological revolution, bank’s products & services have also been transformed effectively, providing a seamless experience to its customers. Bank has launched various user-friendly digital products such as Account Opening through Video-KYC, Mahamobile Plus App, WhatsApp Banking, Internet Banking & the list continues. With a healthy CASA ratio of more than 50% as on Mar'24 indicates strong customer loyalty and financial inclusivity of the bank. The bank’s robust infrastructure coupled with its young & skilled workforce enables it to provide innovative & reliable banking solutions tailored to meet the diverse requirements of Retail, Agri, MSME, Corporate & NRI customers. Bank has been conferred with various prestigious industry awards like IBA Technology Award for FY 22-23 by IBA; Best Public Sector Bank Award in FE India’s Best Bank Awards’23; Best Mid Sized Bank in India by Business Today; Best MSME Bank in MSME Banking Excellence Awards 2023; India's Leading Public Bank (Mid) for FY 2022-23 at Dun & Bradstreet BFSI & Fintech Summit 2024; to list a few. To be a vibrant, techno-savvy, customer-centric bank serving diverse sections of the society that enhances the overall value for all its stakeholders is the driving force at Bank of Maharashtra. We stand committed to what we say as “One Family, One Bank”! Disclaimer: Never share your OTP or click on any unverified link. Toll-free: 1800 233 4526 / 1800 102 2636
Frequently Asked Questions

A floating interest rate sometimes known as variable interest rate, is an interest rate that varies over time according to changes in a reference rate or index. It's often used in financial products like mortgages, home loans and other investments.

Yes, it is possible to obtain a home loan in India jointly along with close relatives. Joint home loans are common which offer various benefits to customers. When two or more people apply for a home loan together, they are sharing the obligation as well as eligible for higher loan amount.

  • Adding a nominee to your account is the smart thing to do. In the unfortunate event of death of account holder, the funds are settled to the account of nominee in a hassle-free and without much paper work.
  • Adding Nominee to account is advisable, but not mandatory.

Under the extant guidelines, Rs. 4945/- per gram of 22-carat gold ornaments Or 75% of the market value of the net weight of the Gold ornaments excluding stones attached to ornaments/jewellery to be pledged, whichever is less, that much loans sanctioned by banks against pledge of gold ornaments and jewellery.

A Savings Account is a deposit account that provides principal security, an interest rate, and a high degree of liquidity. Savings accounts are ideal for keeping emergency money or money for daily expenses that you might need at a later date.

Any individual can open savings bank accounts singly or jointly. A joint account is one, which operated by two or more persons.SB accounts of minors can be opened jointly with a natural guardian/legal guardian.

Minimum balance should be maintained in the account on a Monthly Average basis. If Minimum Monthly Average Balance in the account is not maintained, applicable service charges shall be levied monthly. To know more about applicable service charges click, Service Charges -

Maximum loan amount will be lowest of loan amount assessed on the basis of Permissible Deduction norms, Maximum permissible LTV ratio, Loan amount requested.

While availing Bank Of Maharashtra Gold Loan No Guarantor is required.

A PAN card is not a mandatory document to apply for a gold loan. However, the applicant should satisfy the KYC guideline.

Bank of Maharashtra offers flexible tenures on their Car Loan products. The maximum tenure is 84 months.

You can apply for the Bank of Maharashtra Saving Account through any of the below processes.

  • Apply for SB Saving Account online by clicking on the link:
  • Walk into any of our nearby branches.
  • Banking Correspondents/ Customer Service points.