Bank of Maharashtra, Phagwara, kapurthala

Bank Branch & ATMs in Phagwara, kapurthala, punjab

You can apply for the Bank of Maharashtra Saving Account through any of the below processes.

• Apply for SB Saving Account online by clicking on the link: https://onlinebanking.bankofmaharashtra.in/CustomerUI/#/digitalAccount?pri=bom
• Walk into any of our nearby branches.
• Banking Correspondents/ Customer Service points.

Bank of Maharashtra offers flexible tenures on their Car Loan products. The maximum tenure is 84 months.

A PAN card is not a mandatory document to apply for a gold loan. However, the applicant should satisfy the KYC guideline.

While availing Bank Of Maharashtra Gold Loan No Guarantor is required.

Under the extant guidelines, Rs. 4945/- per gram of 22-carat gold ornaments Or 75% of the market value of the net weight of the Gold ornaments excluding stones attached to ornaments/jewellery to be pledged, whichever is less, that much loans sanctioned by banks against pledge of gold ornaments and jewellery.

Yes, it is possible to obtain a home loan in India jointly along with close relatives. Joint home loans are common which offer various benefits to customers. When two or more people apply for a home loan together, they are sharing the obligation as well as eligible for higher loan amount.

A floating interest rate sometimes known as variable interest rate, is an interest rate that varies over time according to changes in a reference rate or index. It's often used in financial products like mortgages, home loans and other investments.

Maximum loan amount will be lowest of loan amount assessed on the basis of Permissible Deduction norms, Maximum permissible LTV ratio, Loan amount requested.

Minimum balance should be maintained in the account on a Monthly Average basis. If Minimum Monthly Average Balance in the account is not maintained, applicable service charges shall be levied monthly. To know more about applicable service charges click, Service Charges - https://bankofmaharashtra.in/service-charges

Any individual can open savings bank accounts singly or jointly. A joint account is one, which operated by two or more persons.SB accounts of minors can be opened jointly with a natural guardian/legal guardian.

A Savings Account is a deposit account that provides principal security, an interest rate, and a high degree of liquidity. Savings accounts are ideal for keeping emergency money or money for daily expenses that you might need at a later date.

• Adding a nominee to your account is the smart thing to do. In the unfortunate event of death of account holder, the funds are settled to the account of nominee in a hassle-free and without much paper work.
• Adding Nominee to account is advisable, but not mandatory.